"Consumer Financial Protection Bureau" Blog Posts

• Adverse Action Notices and AI Underwriting: CFPB Weighs In
• Agencies Announce Dollar Thresholds for Applicability of Truth in Lending and Consumer Leasing Rules for Consumer Credit and Lease Transactions
• All of CFPB's Past Actions Threatened by Appeals Court Decision
• Biden Vetoes Resolution to Void CFPB Section 1071 Rule
• Can the Supreme Court Distinguish the CFPB's Funding from Other Agencies'?
• CFPB Finalizes Annual Changes for Exemption Thresholds Under HMDA
• CFPB Guidance, Enforcement Hang in the Balance of US Supreme Court Appeal
• CFPB Has Missed Opportunities to Leverage Credit Union Mission
• CFPB in the Supreme Court: Oral Arguments
• CFPB Issues Advisory Opinion on Consumer Information Requests to Large Banks, Credit Unions
• CFPB Issues Final League-Opposed Credit Card Penalty Fee Rule
• CFPB Makes Preemption Determination of Virginia Law
• CFPB Mischaracterizes Home Closing Costs as ‘Junk Fees’
• CFPB Releases Section 1071 Small Business Lending Final Rule; League Remains Concerned About Scope of Rule, Regulatory Burden
• CFPB Seeks to Limit Banks' Ability to Collect on Delinquent HELOCs
• CFPB Targeting Credit Card Late Fees in League-Opposed Proposed Rule
• CFPB's Credit Card Late Fee Project Could Hit Small Institutions Hard
• Coming Call Report Changes for Large CUs On Overdraft, NSF Income Reporting: What You Need to Know
• Comments on Credit Card Late Fee Proposal Due May 3
• Comments Submitted to CFPB in Response to RFI on Fees
• Court Rules CFPB Funding Unconstitutional, CU Trades Applaud Ruling
• CUNA Mutual Group Risk Alert: CFPB Ramps Up Attack on Junk Fees
• CUNA-Led Litigation Results in Nationwide Stay of CFPB’s 1071 Rule
• CURRENT Newsletter | August 11, 2023
• CURRENT Newsletter | July 11, 2023
• CUs Concerned with CFPB Position on Fees, Data Collection
• CUs Continue Fight Against CFPB's Small Biz Lending Collection Rule
• CUs Urge Parity by Filing Motion to Intervene in District Court 1071 Ruling
• CUs, League Make Case for ‘Credit Union Difference’ in Meeting with CFPB's Chopra; Note Impact of ‘One-Size-Fits-All’ Regulation, Ever-Evolving Regulatory Challenges
• FFIEC Updates Filing Instructions, Supplemental Guides for Quarterly HMDA Filers
• FIs, Chamber Sue Over Late Fee Cap Slated to Cost $10 Billion
• House Financial Services Committee, Subcommittees Holding Hearings Next Week
• House Passes Resolution to Void Section 1071 Rule
• In Address at Tidewater Chapter, League President Urges Advocates' Action on IRS Reporting Proposal
• League Comments on CFPB's Move to Ban NSF Fees on Real-Time Payments
• League Comments on CFPB's Small Biz Data Collection Proposal
• League Congratulates Apple FCU's Andy Grimm on Appointment to CFPB's Credit Union Advisory Council
• League Files Comment Letter on Credit Card Late Fees; Notes 'Negative Consequences' of CFPB Proposal
• League Highlights Busy Week of Advocacy Work
• League Monitoring Long-Awaited Supreme Court Case That May Decide CFPB's Future
• League Notes CFPB's Focus, Recent Action on 'Fees' Will Harm CUs, Members
• League Notes Growing Pressure and Attacks on Fees, CU Business Model
• League Praises House Committee Passage of CFPB Reforms
• League Showcases Credit Union Difference with Federal Advocacy Work
• League Submits HMDA Comment Letter Opposing Any Changes That Represent Added Compliance Burden for CUs
• League Welcomes News CFPB Taking Industry Feedback into Consideration on Final 1033 Rule, But Concerns Remain on Overall Impact
• League Will Monitor CFPB’s Information-Gathering Effort for Mortgage Closing Cost Fees
• League Writes Congress in Support of Restructuring CFPB From Single-Director to 5-Member Commission
• League Writes Sens. Warner, Kaine Ahead of Senate Testimony from CFPB's Chopra
• League's Comment Letter to CFPB on Fees: CUs' Fees Represent Cost of Doing Business, Some Fees Already Regulated
• League's Compliance Roundtable Covers CFPB's Focus on Consumer Fees, Consumer Report Disputes
• Leagues, CUNA Write Banking Committees in Advance of Hearings with CFPB's Chopra
• Live from the GAC: Updates from Our Regulators
• NAFCU Compliance Blog: De Minimis Exception to Submitting Credit Card Agreements to the CFPB
• NAFCU Compliance Blog: The Fifth Circuit and the CFPB
• NCUA Call Report Update: Focus on Overdraft & NSF Fees; Penalties Resume
• NCUA Issues HMDA Reg Alert
• REGular Blog CFPB Rulemakings - Overdraft and NSF Fees
• REGular Blog: Bank Customers Are Having Accounts Closed ... Is BSA to Blame?
• REGular Blog: CFPB Issues Final Rule Limiting Credit Card Late Fees
• REGular Blog: More Developments in CFPB Court Cases
• Regulatory Compliance Weekly Roundup: Aug. 25, 2023
• Regulatory Compliance Weekly Roundup: March 8, 2024
• Regulatory Compliance Weekly Roundup: Sept. 1, 2023
• SCOTUS Will Hear Challenge to CFPB Funding Mechanism
• Senate Banking Committee Outlines Priorities for 2023
• Senate Votes for Resolution to Repeal CFPB’s Small-Business Data Collection Rule; League Noted Issues with Scope, Potential Burden of Rule
• Status Update: CFPB Requests Information on the Credit Card Market
• Supreme Court Ruling Means CFPB Must Start Over on Payday Loan Rules, Attorney Argues
• Trade Groups Seek More Time to Comment on CFPB's Proposed Credit Card Fee Cuts
• Virginia CU's Deb Wreden Continues Service on CFPB's Credit Union Advisory Council
• Week’s Advocacy Issues Dominated By Interchange, Injunction Blocking CFPB’s Reporting Rule on Small Biz Lending